Real Estate Resources

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Address Hotline Number Zip Code MLS Number You can enter multiple MLS Numbers separated by a comma.

Click Here! or on the image to the right to use our detailed, map based property search tool! Of all the resources on the web, a good property search tool is the most popular... so here is access to both our detailed map-based tool and the quick-search function, at your convenience.

Financing

There are several options available that will help you qualify for a mortgage.

Home Buyer Guarantee Plus:

Your closing costs PLUS your closing date are guaranteed - or you get money back! Click here for details.

Are you concerned about qualifying for the amount needed to purchase the home that will fit your needs best? Or, is your estimated monthly mortgage amount higher than you expected?

Here are a few options to consider during the qualification process:

• Choose an ARM, which should have a lower initial interest rate, thereby lowering your monthly payments.
• Consider a” temporary buy down” of the interest rate. This would allow you to qualify for a substantially higher mortgage amount because the lower interest rate reduces payments during the early years of the loan.
• Restructure your debt by paying it off with savings or a gift. Or, reduce your monthly payments through debt consolidation or refinancing.
• Add a non-occupant co-borrower to the mortgage (a parent or close relative who won't live at your house but who would be equally obligated to repay the loan).

Our Mortgage Consultants can help you determine which qualification strategies will work best for you. Remember, their role is to make this process as easy as possible for you while also meeting your entire short- and long-term home financing objectives.

"How a good credit score helps you" is a helpful .PDF document you can save and print for future reference.

TIP: Keep money aside- -don't spend all of your money on the down payment and closing costs."Incidentals"can add up quickly and you'll want to have some cash for moving expenses, new window treatments, landscaping - - and of course everything from caulk and painting supplies to lawn mowers and ladders. In fact, in some cases your lender may require that you show evidence of having at least two months worth of house payments available after closing.